401(k) Solutions

Employers face significant responsibilities and challenges when offering a company sponsored retirement plan to its employees. Plan sponsors must comply with ever-changing and complex regulatory standards from multiple supervisory agencies and legislation, which can be overwhelming. We understand you have a business to manage; let us focus on your retirement plan, so you can focus on your money. 

Our Approach

Seaman Retirement Planning (SRP) utilizes industry professionals to provide a turnkey 401(k) solution that can effectively and efficiently manage your company sponsored retirement plan. Your SRP advisor acts as your dedicated guide to the 401(k) setup or transfer process and liaison between the plan sponsor and the various specialized firms that are involved in the initial and ongoing operations, monitoring, and maintenance of your 401(k) plan.

Our investment lineup includes a wide selection of asset types, including certain specialized investments. The goal of this approach is to offer employees the ability to participate in a range of return opportunities, potentially reduce investment risk, and reduce dependency on any single financial market.

Our Partners

Every employer strives to reduce, or even eliminate, any unnecessary risk. Our partners can transfer some of the risk and fiduciary responsibility that you face as an employer. This is powerful, because in some cases they do not act as a co-fiduciary, but actually step in front of you as the fiduciary.

Alphastar Capital Management (ACM) provides 3(21) fiduciary relief by drafting the plan Investment Policy Statement; as well as conducting the due diligence in building, monitoring, and determining changes to the plan’s investment menu and any investment managers that the plan may employ.

Advisory Alpha serves as the 3(38) Investment Manager, further removing fiduciary responsibility from the plan sponsor. They assist in investment option vetting & selection, in addition to offering active portfolio management based on an individual participant’s unique risk profile or personal preference.

BlueStar Retirement Services acts as the Third Party Administrator & Record Keeper, handling the full range of your plan’s administrative duties.

TD Ameritrade Trust Co. provides full custody services for your plan’s assets.

 

Let us help you answer the following questions:

Can we reduce your plans costs?  Can we offer a wider selection of investment choices?

Can we reduce your fiduciary liability and provide professional money management?

 

Call Patrick Seaman at 330-244-2240 today for a Plan Evaluation.